Network of Specialists

Through Northwestern Mutual, I have access to a Network of Specialists. We help each other, share ideas and common values, and leverage each other's talents to help you achieve your personal dream of financial security.

Edward M Gallagher III, CFP<sup>®</sup>, CLTC<sup>®</sup>, RICP<sup>®</sup>

Edward M Gallagher III, CFP®, CLTC®, RICP®

Annuity Specialist
Our Annuity Specialist provides expertise in helping clients create an approach for financial security in retirement utilizing both wealth accumulation and retirement income strategies.
Wealth Management Advisor

Ed has over 31 years experience in the financial services industry.   He is focused on Private Client Services for professionals, business owners, executives and high net-worth individuals.  These services include family security, asset modeling, retirement planning and income distribution strategies, estate tax planning, charitable giving and education planning.  Before joining the Northwestern Mutual Financial Network as a Specialist in 2002, Ed spent almost 20 years at a Private Family Office practice.

John C Carlos

John C Carlos

Estate & Business Planning Specialist
Our Estate & Business Planning Specialist assists clients with estate, business and executive benefit needs.
Wealth Management Advisor

John is a member of a select group of advisors who are affiliated with Northwestern Mutual known as the Estate Strategies Group.  As a member of the Estate Strategies Group, John is permitted to provide fee based planning services to business owners and families.    John first became affiliated with Northwestern Mutual in 1999 when he became the Director of Estate and Business Planning for the Pittsburgh office. 

Prior to being affiliated with Northwestern Mutual, John practiced law for 10 years with two large Pittsburgh Law Firms.  As a practicing lawyer he concentrated in the areas of Estate and Business Planning.  Prior to practicing law, John worked with the accounting firm of Touche Ross & Company as a tax advisor to individuals and closely held businesses. 

John is a featured speaker for professional organizations on topics of Estate, and Business Planning. John served on a panel of advisors at Northwestern Mutual’s annual meeting of its Fee Based Planners discussing the services that he provides to business owners. John has been a guest on the national television show “Fox on Money” to discuss charitable planning and on local radio shows to discuss tax law changes and estate planning. 


William A Ravotti, CFP®, CLU®, ChFC®

Wealth Management Advisor


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